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CREDIT CARD PROCESSING
Accept credit cards, checks, and ACH payments with our best in class technology and world-class support, with the most affordable pricing in our industry.
BUSINESS CASH ADVANCE
Small businesses need capital to grow. Let us help you get the funds you need to take your business to the next level. Get funded up to $500,000 in less than 72 hours!
CUSTOMER FINANCING
Increase your revenue and customer base by allowing us to offer even your most credit challenged customers up to $24,000 with 90 days no interest!
EMV
THE TIME TO ACT IS NOW!
Beginning October 1st, 2015, EuroPay, Mastercard & Visa (EMV) terminals will be required to be in place at all merchant locations. These terminals are able to read and accept the millions of American credit and debit cards that banks have been sending out with computer chips embedded to improve the security of in-store purchases. EMV cards require the merchant to "dip", or insert the card into the terminal, rather than swiping the card to read and process the transaction. Just because your terminal appears to accept EMV Chip cards, if you're not prompted to or unable to insert the card into the terminal, your software or terminal is not up-to-date. If a fraudulent transaction takes place at your business past the October 1st deadline, and your equipment is not up-to-date, the liability for losses will be transferred from the bank to the merchant.
Don't fall into the trap of leasing a terminal from a processor. The $25-$150 monthly leasing fee is the most dishonest practice in our industry, costing merchants thousands of dollars over the 48-72 month lease term. Merchant Financial Services provides free EMV chip reading terminals to all merchants, and we are committed to keeping your transactions secure and liable by the banks we trust.
Upgrade at no charge, & start accepting EMV cards TODAY!
SAY YES TO YOUR CUSTOMERS
With competition among card issuer's rising, American Express new OptBlue rollout program allows merchants to accept American Express at a more affordable rate, as well as receive the same 8-hour funding that Merchant Financial Services provides with on your Visa & MasterCard transactions.
American Express card holders average 60% higher incomes, are more likely to charge every day purchases than pay cash, and on average, spend more money.
Stop turning away business, allow us to show you how to maximize your revenue and lower your fees associated with accepting American Express.
Stop Paying for PCI Compliance!
As a business owner accepting payments, Payment Card Industry Data Security Standards requires all merchants to maintain compliance, ensuring businesses are accepting cards in a secure manner. Contrary to popular belief, eliminating the monthly or yearly fee you're paying for non-compliance is as simple as completing a simple Self Answer Questionnaire (SAQ) consisting of six questions.
Merchant Financial Services provides free advanced software to ensure all merchants stay PCI compliant, removing the added fees many processors charge and profit from. Start savings today by switching to Merchant Financial Services.